Under the direction of the Consumer Lending Team Leader, is responsible for the origination of one to four single family residence loans including fixed rate mortgages & home equity products. To the greatest extent possible, other products and services will be cross-sold to clients to support a full service banking relationship philosophy. This individual should use their outside contacts including realtors, builders and other referral sources to generate loan activity. This position will be expected to cultivate new sources of business on an ongoing basis. Additionally, the position is expected to manage the loan process accurately, in an orderly manner and in compliance with bank policy & bank regulations.
Consumer Loan Officer/Mortgage possesses strong sales skills in combination with knowledge of real estate loan products and strong communication skills which allow the incumbent to work with a broad range of customers. Develop and maintain a high degree of visibility for First Federal in the marketplace by performing external/outside residential mortgage origination activities with an emphasis on self-sourced business.
Formal college level training/education in business desirable. 2+ years of successful external/outside residential mortgage origination experience with an emphasis on self-sourced business. Newberg market experience preferred.
Proven sales experience with the ability to meet production standards set for individual production.
Complete familiarity with FNMA/FHLMC guidelines and understanding of all facets involved in real estate transactions.
Good written, electronic and verbal communication skills.
Ability to appropriately and tactfully handle confidential information.
Great telephone etiquette
Good organizational and project tracking skills.
Successful financial services experience, preferably in a bank setting desired.
Effective customer service techniques and good written and verbal communication skills. Solid math skills and attention to detail.
Ability to work well with other loan officers, support staff, and management, as well as the ability to effectively deal with difficult customer situations and/or problem accounts.
Ability to meet bonding requirements for employment, have good credit and pass a criminal background check, drug screen and NMLS licensing requirements shown below.
Licensing Requirement: Candidates who are placed in this job role will be required to 1) register with the Nationwide Mortgage Licensing System (NMLS) & Registry and complete a MU4R filing notice, 2) provide fingerprints and 3) to authorize a criminal background screen through the Registry in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). First Federal will facilitate the individual registration (or transfer of an existing registration) and pay all applicable registration fees.
Proof of valid state driver’s license and auto insurance.
Internal Number: 21-03
About First Federal Savings and Loan - McMinnville
First Federal has been operating in Yamhill County since 1922 and was founded to provide a secure, locally-owned financial institution for Yamhill County residents. Since our founding we have grown to over $508 million dollars in assets and we currently operate 6 full service branches, 2 limited service retirement center branches and a loan center.
As a federally chartered mutual savings and Loan, First Federal is "owned" by all of our customers...savers and borrowers...rather than stockholders.
We support our local communities, earning the 2020 Portland Business Journal's Corporate Philanthropy Award - the 10th year in a row. First Federal's 90 employees provided 2,200+ hours of community volunteer time in FY 2020. We care about our Community!