General Purpose of the Job:  

Under the direction of the Chief Appraiser, the Appraisal Review Officer is responsible for conducting residential and commercial appraisal reviews and assists with appraisal   review engagement process as directed by the Chief Appraiser. 

Essential Duties and Responsibilities:

1. Complies with and stays abreast of all policies and procedures, federal and state laws applicable to the job. 
2. Understands the current edition of USPAP, as well as the Bank’s appraisal policy and guidelines. 
3. Performs reviews of appraisal reports of residential and commercial properties to determine the credibility of market values developed for federally related transactions in accordance with internal appraisal policies/procedures, professional standards, and regulatory requirements (USPAP & FIRREA). 
4. Using risk-based decisions, work with stakeholders to ensure that appraisal reviews are complete, accurate, adequate, relevant, and reasonable based on sound real estate appraisal methodology.
5. Learning and performing the administrative tasks that leads to effective and efficient Appraisal Review process.
6. Continual development of local market knowledge and national real estate trends.
7. Assists in more complex review duties under the supervision of the Chief Appraiser. 
8. Determines which vendors on the Bank’s list of approved vendors are best suited to accomplishing the requested job in a professional, timely, and accurate manner. 
9. Serves as liaison between business unit and Bank approved vendor panel. 
10. Present and participate in training to Bank personnel on Appraisal related issues.
11. Provide, present, and promote The Citizens Experience to all external and internal customers. 

12. Other duties as assigned by the Chief Appraiser.